Please find below a list of frequently asked questions that we have put together to help you
Answer Help Me Car Finance are a credit broker, not a lender. The nature of our business is to provide financial services. We compare multiple lenders to help you find the best rate available from our panel. We will receive a fixed fee commission per finance agreement, or we receive a commission based payment on a percentage of the total amount of finance taken. We will disclose to you the amount of any commission we will receive and gain your explicit consent and sign off before the agreement is entered into. Our service is free to our customers. Our business is providing car finance to customers who wish to use our services, we manage your agreement based on your credit score and have no separate tie in to any specific finance company within our panel of lenders, therefore you can be assured that our approach is unbiased.
Answer We have access to thousands of vehicles and we are able to provide finance for vehicles that are with dealers that have a consumer credit licence in place, we can help you with this if you are unsure which dealers hold a licence, the majority of reputable car dealers will hold a consumer credit licence. The benefit of this means you are offered greater protection on your purchase, providing peace of mind.
Answer We are open 7 days, an dwe are happy to help with help or advice on cars, vans, motorhomes and finance. Please call us for advice.
Answer Provided you are over eighteen, a UK Resident and have an income, you can apply for a finance. Your application would go through a credit check process, depending on your individual circumstances a guarantor may be required.
Answer Most vehicles are available and delivered within a couple of days, but some vehicles can take longer so please check before placing your order.
Answer We do not offer a delivery service but we can put you in touch with car delivery services.
Answer Help Me Car Finance are a finance broker and not a lender our finance lenders are detailed within our terms and privacy pages, Help Me Car Finance source finance from a panel of lenders and we will earn a commission for brokering finance on your behalf. The Amount of commission will vary for each customer but we will let you know how much we will be paid prior to the commencement of the agreement, providing this information will allow you to make an informed decision prior to signing your finance agreement.