Answer Help Me Car Finance are a credit broker, not a lender. The nature of our business is to provide financial services. We compare multiple lenders to help you find the best rate available from our panel. We will receive a fixed fee commission per finance agreement, or we receive a commission based payment on a percentage of the total amount of finance taken. We will disclose to you the amount of any commission we will receive and gain your explicit consent and sign off before the agreement is entered into. Our service is free to our customers. Our business is providing car finance to customers who wish to use our services, we manage your agreement based on your credit score and have no separate tie in to any specific finance company within our panel of lenders, therefore you can be assured that our approach is unbiased.